Capitec Loan| Apply Online


We all need financial help in some points of our lives. If it weren’t for this service, many of us wouldn’t be able to own a house, or a car, or pursue our dreams. This is true everywhere in the world, and it is, of course, true in South Africa. Luckily, there are important and trustworthy companies that provide financial services in our country. Here we will discuss the loans offered by Capitec Bank: we will walk you through the different loan options, the application procedure, waiting times, contact numbers, and more. Our goal is for you to get all the info you need to make a smart decisions when it comes to taking out a loan.  

What are the Types of Loans Offered by Capitec Bank?

Not all loans suit everybody, that’s why Capitec Bank has designed a great array of loan possibilities. In this article we will go over some of them and tell you all you need to know in the event you want to apply for them. We’ll talk about personal loans, business loans, and credit facilities. Keep reading and don’t forget to leave us a comment or ask questions below if you have doubts.

Does Capitec Bank Give Personal Loans?

Capitec Bank is a retail bank of South Africa that offers numerous financial services, such as loans, insurance, transactions, and other services (like insurance, transactions, and saving programs). If you need cash to make an important sale, refurnish your home, or taking a vacation, you might consider Capitec Bank personal loan.

In this bank you can borrow up to R250000 with a personal loan and the lowest interest rate starts at 12.9%. However, the amount of money and the interest rate you can qualify for is strictly based on your income and your credit profile. The higher your salary, the more money you will be able to borrow. Conversely, the healthier your credit history, the lower interest rate the bank might be able to provide you.

This might be hard to visualize. You might ask yourself, how do I get to know the number of installments I’ll have to pay? Or what interest rate will I probably get? If you ask yourself these questions, you are ready to use our loan calculator. There you will have to enter the amount you need to borrow and the number of months in which you think you’ll be able to pay it back. Our calculator will show you a great number of options from different banks. This is great because you will be able to compare the approximate interest rates these different companies offer.


Scroll to Top